Waterfront Nissequogue Estate House Asks $5.9M

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York This majestic brick manor waterfront estate house nestled on 3.49 acres and luxuriously appointed with the finest finishes is listed for sale at 5 Fox Point Dr. in the Village of Nissequogue.Built in 2006, this six-bedroom Colonial with eight bathrooms and two half bathrooms has about 10,000-square-feet of living space. In addition to fine millwork, gracious rooms, and six fireplaces, amenities this exceptional residence features include a billiards room, theater, two-lane bowling alley, and an in-ground pool with a cabana.It come equipped with an eat-in kitchen, formal dining room, office, telephone room, a fully finished basement and central air conditioning. Outside it has a four-car garage with two lifts, a porch, screened-in patio and 110 feet of water frontage.The property is nearby Long Beach Town Park, The David Weld Sanctuary and Nissequogue Golf Club. It is also about two miles from downtown Smithtown and the St. James Long Island Rail Road station. It is in the Smithtown School District.The asking price is $5,900,000, not including the annual property taxes of $89,401.The real estate agent listed for the property is Marianne Koke of Daniel Gale Agency Inc. She can be reached at 631-584-6600.last_img read more

Know Photoshop? Great, but odds are you’re still not a designer

first_img 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jeff Kjoller Jeff has extensive experience in branding, art direction and graphic design, having served employers and clients in a creative capacity for more than twenty-five years. After graduating from the University … Web: www.loudthought.biz Details I’ve played a lot of great flight simulator games, sometimes managing to avoid crashing on takeoff. That doesn’t make me a pilot. I’ve also seen more episodes of “Cops” than I care to admit. That doesn’t make me a policeman.Like my faux experiences as a pilot and policeman, too many well-meaning credit union marketers try their luck with advertising layout and design. In some cases, it’s understandable. After all, if you are a one-person shop, it may feel like the weight of the world is on your shoulders and that you must handle all aspects of your marketing, including design.While I can sympathize with that plight, I need to let you in on a little secret. In order for your marketing to really take off and fly, you should leave the layout and design element of it to the professionals. This isn’t to sound snobby or condescending — far from it. Advertising layout and design is both an art and a science, one whose abilities are both inherited and taught/trained. Those gifted enough to practice layout and design often spend years honing their craft, both in academic and workplace environments.Need a few more reasons to consider leaving design work to the pros? Consider the following.Expense misconceptions. The expense of investing in a designer doesn’t necessarily have to break your marketing budget. Sure, as with most things, you can spend just about whatever you want. However, with many qualified and talented designers, you can hire them to do quality work for a reasonable price. The payoff? Your marketing materials look ten-times better and the stress and hassle of design work is off your shoulders, leaving you with more time to focus on other things.True collaboration. Designers truly interested in your credit union success won’t just cram their ideas down your throat. Professional designers take the vision you have for creative materials, run with it and knock your socks off with the end product. They will take the time to listen to you, learn the ins and outs of your particular credit union and mold the vision you have for materials into tangible results.Brand protection. Skilled designers will work on your materials with a holistic approach that both appreciates and protects your brand. As branding becomes an increasingly important element of business marketing, your credit union should look for design professionals that respect its brand and work hard to protect it during the creation of new materials.Herd mentality. Hiring a professional designer can help your material stand out from the herd. Have you seen how many marketing materials banks and credit unions pump out these days? The average consumer is hit by thousands of advertising messages a day — a fair number of those from your direct competitors. A great way for your credit union to rise above this din is to work with a qualified professional designer that creates materials that grab and hold your target market’s attention.Money saver. Playing it cheap actually costs you in the long run. Churning out homegrown marketing materials may seem to save you money up front — but in the long run, you’ll end up paying more to make it look right.There’s nothing wrong with a do-it-yourself attitude when it comes to most things. Flying an airplane or conducting an undercover drug bust are not among those things (unless you happen to be a professional pilot or policeman). Credit union marketing professionals that both recognize the limits of their design experience and the importance of having the best possible looking marketing collateral available will understand this and make the investment of hiring a professional designer.last_img read more

The true cost of owning a pet

first_img 150SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Derek San Filippo Derek is a freelance writer who spends his off time either working with his rescue animals or writing children’s books. He lives in San Diego with his beautiful wife … Web: www.financialfeed.com Details Who doesn’t like animals? They fill our lives with unexpected joy. The dog wakes us up in the morning with his wonderfully large tongue. The cat walks on us, and pretty much everywhere else for that matter. Oh yes, pets are wonderful things. But they’re also very expensive. How about we look at some numbers and see just how costly our furry companions can be, and whether you’re ready for pet ownership. After all, the choice could be between dog food and your rent. For the sake of numbers, we’re going to look at the high end of spending.Please keep in mind that 78% of potential pet owners underestimate the cost of having an animal.The MoneyThese are those expenses that come up during that first year of ownership. The ASPCA states that those first-year expenses can range from $1,314 to $1,843. Luckily these should only happen once. Looking past that, however, there are still more expenses that pop up annually. Those costs involve food, vaccines, medicines, etc. Those expenses will cost you somewhere between $580 and $875. And this is all for your dog. We haven’t even talked about cats.Cat are generally less expensive to own than dogs. Your feiline friend will cost you around $900 that first year. Annual costs will land somewhere between $350 and $1,575.Currently, the average American spends about $126 every month on their pet.The PointAnimals cost money. Startup expenses may be a one-time deal, but you’re still looking at spending somewhere around $1,000+. After that, you need to consider the amount of money you’ll need for monthly spending.Perhaps this doesn’t seem like much, but these numbers can be all the difference to a person struggling with money. Yes, animals are awesome, but you should make wise spending decisions. Take some time and do your homework. If it’s doable, create a budget that you can stick to every month. Pets can bring you happiness, but so can paying a bill on time.last_img read more

Phase two in the Southern Tier is a go, before that, there was confusion

first_imgFor a closer look at Governor Andrew Cuomo’s response to the Phase 2 confusion, click here. But despite the Phase 2 delay, owner Heidi Weeks is now prepared for customers to enter the doors. “All of this is absolutely mind-blowing to me,” Parker said. “We have spent hours and days in preparation, studying CDC, New York State guidelines, things that we already meet. Extreme disappointment.” Real estate, a service listed under Phase 2 as well, is also back on, with real estate broker John Burns saying he was glad the state erred on the side of safety even if it meant a slight delay. Sherette parker is the owner of SalonTREND in Vestal, a hair service part of Phase 2. “I love my store more than anything in the world and I just want to share it,” Weeks said, “We have all our little hand sanitizer stations ready. I have instructions for my staff about cleaning.”center_img Parker told 12 News she and the salon had a significant amount of money and had 18 customers booked for haircuts on Friday before she heard the news Phase 2 had been delayed. (WBNG) – Five regions in New York state have been given the green light to move to Phase 2 of the state’s reopening plan, but before the news, there was confusion and frustration. “Measure twice cut once, so we don’t have to go back and apologize to the world that we did it the wrong way,” Burns said. “I’m kind of glad that they are being super cautious.” In Binghamton, Mabel D. Orr of Fashion Boutique was ready to make the jump from curbside service to opening their doors for the first time since March 13.last_img read more

ATP eschews backup plan for failure of euro-krone peg

first_imgDenmark’s ATP has no contingency plan to resort to should the krone’s peg to the euro fail to hold, despite market turmoil, as it has “full and firm confidence” the country’s central bank will win the battle. ATP’s chief executive Carsten Stendevad told IPE: “We have full and firm confidence in the peg – it is the centre point of the Danish economic policy, and it has been for several decades.”The DKK823bn (€110.5bn) statutory pension fund had no contingency plans ready for the eventuality that the Danish krone’s peg to the euro could break, he said.“We all have an interest in the peg holding,” he said. “Thankfully, we have a central bank with a clear mandate, instruments at its disposal and a strong will to maintain our 30-year policy.” The Danish central bank said this week it had spent DKK106bn intervening in the currency markets in January – a record high since Denmark first pegged its currency to the euro.The Danish currency has been pushed higher on the foreign exchanges particularly since the European Central Bank (ECB) announced a fortnight ago it would start large-scale quantitative easing (QE) to boost economic growth in the euro-zone.At the end of last week, the Danish Ministry of Finance decided to stop bond issuance until further notice, at the central bank’s recommendation, in a bid to limit the inflow of foreign exchange.However, Stendevad said the current market situation was very challenging for ATP.“We have absolute-return targets that are quite ambitious, and it’s a uphill battle,” he said.Yields on 30-year Danish government bonds fell last year to around 1.4% from about 2.7% at the start of the year.“Bond yields have fallen, and we are in the business of providing guaranteed pension incomes, so, when interest rates drop, it becomes much harder to provide these future incomes,” Stendevad said.The pension fund produced a return of 23% in 2014 including DKK132bn from its huge hedge portfolio and around DKK6bn in its smaller return-seeking portfolio, he said.“What that story doesn’t tell is that our liabilities have increased dramatically, so that return was needed just so we could meet those,” he said.“The story continues in 2015, when it has become even more difficult to meet our liabilities. But, thankfully, we have our hedge portfolio, which protects our annuities.”ATP has weathered the difficult market situation well though, he said, and is overfunded with a solvency ratio of 115%.“Despite the massive falls in interest rates, that shows our guarantees are very well protected,” he said, adding that the institution had even increased pensions by 1.5% for 2015.Over the last 4-5 years, the return-seeking portfolio has changed significantly, he said, particularly regarding its investment in property and infrastructure.“The purpose is to produce a return that enables us to increase pensions,” he said.last_img read more

Wellington woman Annemarie Treadwell’s death trigger for Police euthanasia furore

first_imgStuff co.nz 28 October 2016Family First Comment: Very sad – and evidence of the vulnerability of the person.“I did not and do not want to be a burden to my children,” Treadwell wrote in January. She said she suffered from chronic pain, arthritis, clinical depression, and short-term memory problems.“Not for them the worry whether mum ‘has fallen downs the stairs’ at home or worrying phone calls from her neighbours. No feelings of stress or guilt for the family members who scarcely have time for their meeting their own needs.”The controversial police investigation into a euthanasia group followed the death of Annemarie Treadwell, a Wellington woman who supported Maryan Street’s petition in support of assisted dying.Treadwell died on June 6 in Wellington, aged 77.“This was a person who was a member of Exit for a number of years, and an elderly person who was trying to make sure she had some choices,” Dr Philip Nitschke, the founder of Exit International, said on Friday.Another source also said Treadwell’s death, and subsequent coronial investigation, spawned the widely-criticised police checkpoints targeting members of Exit International.On Friday, a Hutt Valley teacher appeared in court charged with importing a drug used for euthanasia. Susan Dale Austen, 65, faced one charge of importing the narcotic sedative pentobarbitone, known as Nembutal, between March 2012 and October 2016, and one of importing on September 30.She appeared before a Wellington District Court registrar and was remanded until February without entering a plea.She appeared before a Wellington District Court registrar and was remanded until February without entering a plea.‘I WILL NOT HAVE TO GO ON SUFFERING’“I did not and do not want to be a burden to my children,” Treadwell wrote in January. She said she suffered from chronic pain, arthritis, clinical depression, and short-term memory problems.“Not for them the worry whether mum ‘has fallen downs the stairs’ at home or worrying phone calls from her neighbours. No feelings of stress or guilt for the family members who scarcely have time for their meeting their own needs.”READ MORE: http://www.stuff.co.nz/national/crime/85828119/wellington-woman-annemarie-treadwells-death-trigger-for-police-euthanasia-furoreKeep up with family issues in NZ. Receive our weekly emails direct to your Inbox.last_img read more

Claudius Sanford recieves US scholarship

first_img 95 Views   no discussions Tweet Share Caption Claudius Sanford (left) Deputy Leader of the United Worker Party with Eugene Sweeney, Consul General at the U.S. Embassy in Bridgetown (rightMember of the United Workers Party Claudius Sanford is among six Eastern Caribbean citizens who have been successful in their bid for a place in the competitive United States Fulbright Fellowship programs. These scholarships will enable them to pursue graduate level education in the United States starting this year.Claudius Sanford is the Deputy Leader of the United Worker Party in Dominica, a member of the Eastern Caribbean’s indigenous Kalinago people, and a teacher at Dominica State College. He has been granted a Fulbright Faculty Development Scholarship, enabling him to study at the University of Arkansas at Fayetteville. He will be pursuing a Master’s degree in Economic Policy. Dominica Vibes News Sharecenter_img Sharing is caring! Share EducationLocalNewsTertiary Claudius Sanford recieves US scholarship by: – September 2, 2011last_img read more

Decal packets being mailed

first_imgPackets for Stock Car, Hobby Stock, both SportMod and Sport Compact divisions will go in the mail as soon as they are completed; licenses and claim cards (in applicable divisions) will be included in decal packets. VINTON, Iowa – Modified, Late Model and RaceSaver Sprint Car decal packets are now being mailed to IMCA drivers who have purchased competitor’s licenses for 2019. last_img

Fire takes structure near Deleware

first_imgDeleware, IN—Early Thursday morning, the Delaware Community Volunteer Fire Department was dispatched to a fully engulfed structure fire.Several area agencies were called in for mutual assistance at the scene including Sunman Rural Fire Department, Morris Fire Department, Batesville Fire Department, Napoleon Volunteer Fire Department, Milan Fire Department, Ripley County Sheriff Office, Ripley County EMS, Ripley County Coroner, Sunman Area Life Squad, American Red Cross, and the Indiana State Fire Marshall’s Office.According to Fire Chief Bushhorn, the investigation is still ongoing.last_img

Cricket News Australia’s spin sensation Bruce Yardley passed away

first_img“Bruce was a significant figure in Australian cricket, contributing in many ways on and off the field,” Cricket Australia noted. “As a player, it took him more than ten years of persistence playing First-Class and Premier cricket to find the art of off-spin, earning him a Test debut at the age of 30.”Bruce’s bowling dominates his career highlights with 126 Test wickets, holding the mantle as Australia’s most successful Test off-spinner before being surpassed by Nathan Lyon. He was also an excellent fielder and handy batter, holding the record for the quickest Test fifty for 38 years.”Off the field, Bruce had an infectious personality and was regarded as one of the best spin-bowing coaches in the world, coaching Sri Lanka and mentoring the greatest Test wicket-taker of all time, Muttiah Muralitharan.” highlights Bruce Yardley passed away at the age of 71.In his career, he once received International Cricketer of the year.Yardley, in his early days, used to bowl medium pace. New Delhi: The former Australia spin bowler, who was battling with cancer passed away at the age of 71 in Western Australia. Yardley, who was born in Midland, started his career as a medium pacer and occasionally bowled off-spin. However, it was at the age of around 27 when Bruce Yardley switched completely to off-spin. He snared the lone wicket of the opener, John Loxton, in that game.Yardley had to wait nearly four more years for his next first-class game against Victoria. Initially, he found success hard to come by, evidenced by the fact that he had scored only 246 runs and picked up six scalps in his first 14 first-class games. Eventually, during the 1976-77 season, Yardley took his game to an elevated level, ending up with 19 wickets at a shade under 26. The highlight of his breakthrough season was the six-for he took against New South Wales at the SCG. He also cracked a vital hand of 97 in WA’s second essay. Post-retirement, he became a commentator and coached Sri Lanka from 1996 to 1998, and was a staunch supporter of Muttiah Muralitharan’s action. For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps.last_img read more